AFTER THE FIRE: PUTTING YOUR LIFE BACK TOGETHER

After a wildfire, there’s so much to do to begin the process of recovery. Here’s a guide on what to do and how to get help in rebuilding your life.

The first priority is your safety. Things can be replaced but people cannot. Never enter fire-damaged areas until authorities give the green light. Even after the fire is out, hazards like unstable structures, hot spots, and downed power lines may pose a threat that you can’t see. Rely on the local news and emergency rescue crews to know when it’s safe to go back.

Once it’s safe, contact your insurance company to report the damage. Most homeowners’ and renters’ policies cover fire-related damage. Give your insurer a detailed description of the damage, with photos if possible. If you can’t stay in your home, ask about coverage for temporary housing and living expenses, which many policies provide under “loss of use” provisions.

Federal, state, and local disaster assistance programs can help. If the fire is declared a major disaster, you may qualify for aid from the Federal Emergency Management Agency. FEMA provides assistance for temporary housing, home repairs, and essential needs. You can apply for FEMA aid online, over the phone, or at a local disaster recovery center.

The Small Business Administration also offers low-interest loans to repair or replace damaged property, even if you don’t own a business. For those without insurance or whose coverage falls short, this can be a critical resource.

Nonprofit organizations like the American Red Cross, Salvation Army, and local charities often provide immediate relief, including shelter, food, clothing, and financial aid. Local groups often organize recovery efforts and give direct aid. Reach out to local organizations and check community bulletin boards for resources.

Wildfires can take a serious emotional toll. It’s normal to feel overwhelmed, anxious, or distressed after a traumatic event. Many disaster relief programs include mental health services to help you cope with the stress and anxiety. The Substance Abuse and Mental Health Services Administration offer 24/7 counseling for people affected by natural disasters. Their number is 1-800-985-5990.

Keep records of all expenses related to the fire, such as hotel stays, meals, and repair costs. Save all receipts and keep a log of your conversations with insurance agents, contractors, and aid organizations. This will be critical for insurance claims and applications for disaster relief.

Cleaning up after a wildfire can be hazardous due to ash, soot, and toxic materials. Follow local guidelines for debris removal, and consider hiring professional help, particularly if hazardous materials like asbestos are present. Local health departments or environmental agencies often provide guidance and assistance with safe cleanup procedures.

Once the immediate crisis is over, consider how to make your home and community more resilient to wildfires. This might involve redoing your landscaping for fire resistance, using non-flammable building materials, installing mesh over your vents, regularly cleaning your roof and gutters, or joining community efforts for fire prevention.

By following these steps, you can start the path to recovery after a fire. Resources are available at every stage to help you navigate the difficult process of rebuilding after a wildfire.

For more information on fire recovery and assistance, visit FEMA’s disaster assistance page, and check out the Red Cross’ Wildfire Recovery Guide. Mental health support is also available at SAMHSA’s Disaster Distress Helpline.